INFINITI Finance

Get Auto Loan Financing or Car Leasing in Mesa

Shopping for vehicles at Coulter INFINITI grants you access to competitive auto loan financing rates on our extensive inventory of new and pre-owned INFINITI models. Our finance experts are here to guide you through the auto loan financing and leasing process to help you get behind the wheel of the car, truck, or SUV you love most. You can contact our finance team today with any questions, but if you’re ready to get started now, we invite you to use our secure online finance application. We are your go-to resource for car leasing in Mesa and auto loan financing in the greater Chandler area so don’t hesitate to reach out!

How To Qualify For Auto Loan Financing

To get approved for car financing in Mesa, the lender will need the following information from you:

• Condition of the Vehicle
• Credit Score
• Age of the Vehicle
• Employment History
• Debt-to-Income Ratio
• Credit History
• Repayment Terms
• Loan Amount Requested

Even if you opt for one of our quality certified pre-owned vehicles you’ll be happy to know that the financing process works the same as financing a new model, but if you haven’t yet established your credit or you have poor credit, you may have to pay a higher interest rate than other Chandler drivers who have better credit. That’s why it’s worth the effort to try and improve your credit score before applying for car financing in Mesa.

How to Prepare for Car Financing in Mesa

Our finance experts are at your service to address any inquiries and assist you in finding the ideal financing or car leasing solution that aligns with your financial situation. Additionally, make use of our user-friendly payment calculator to ascertain a manageable monthly payment. Below, you’ll discover some valuable financing suggestions to streamline the process and get you swiftly cruising the highways of Gilbert:

• Utilize our trade-in valuation tool to gauge the value of your current vehicle.
• Don’t overlook essentials like car insurance, fuel, regular maintenance, and unforeseen repair costs when formulating your monthly budget.
• Strive to save for a down payment, as it can reduce your overall loan amount, leading to more manageable monthly payments.
• Be sure to make your auto payment on time, every time.

Financing vs. Car Leasing in Mesa

While shopping for a vehicle, you’ll get the opportunity to choose between leasing and financing. However, the right path to take ultimately hinges on your unique circumstances. When you opt for car leasing, you commit to driving a vehicle from our dealership for an agreed-upon duration and mileage, paying solely for its use rather than the entire purchase price. Your monthly payment is determined by the car’s estimated depreciation value over the lease term, and at the term’s conclusion, you can transition to a different vehicle with a new lease term.

On the other hand, choosing vehicle financing involves entering a loan agreement with a bank or another financial institution. The total vehicle cost is divided into manageable monthly payments, and once you’ve fulfilled these payments, you gain full ownership of the car, allowing you to sell or utilize it as you see fit.

Neither option is inherently superior, as the choice largely depends on individual preferences. If you value the flexibility of driving a different vehicle every couple of years, leasing is an excellent choice. However, if you prefer making a long-term investment, auto loan financing is the route to pursue.

Learn More About Car Financing at Coulter INFINITI

Do you still have questions about auto loan financing and leasing? Our dedicated finance team is readily available to guide you through the entire process, so please don’t hesitate to contact us. We’re committed to providing our customers with the utmost assistance and service, and we firmly believe that the vehicles we provide are of the highest quality and perfectly suited to meet your lifestyle.

Whether you opt for a new or used vehicle, financing is a seamless process at Coulter INFINITI. We are determined to help you drive away in your dream vehicle at a price that aligns with your budget, thanks to a loan or lease customized to fit your financial goal, so get started today!